hosting hosting images hosting minecraft server hosting definition hosting on twitch hosting jobs hosting game hosting 2022 world cup hosting godaddy hosting on godaddy hosting name hosting emails hosting job description hosting synonym hosting domain hosting on google hosting in spanish hosting bros hosting meaning hosting olympics hosting india hoisting javascript hosting 5 hosting services hosting on aws hosting sites hosting domain name hosting website on aws hosting unturned server hosting gif hosting provider hosting 24 hosting wordpress on aws hosting lookup hosting en espaƱol hosting email server hosting rocket hosting email xo hosting vs server hosting vs domain hosting name server hosting services inc hosting url hosting the presence hosting game night hosting plans hosting with free ssl hosting reviews hosting wordpress hosting enable php zip hosting gratis hosting web hosting node js app hosting free hosting jupyter notebooks hosting reseller hosting mexico hosting nation hosting login hosting your own minecraft server hosting 365 hosting packages hosting script hosting html website hosting uk hosting space hosting dude hosting your own baby shower hosting 9 hosting vector hosting your website hosting options hosting your own domain hosting panel hosting speed test hosting finder hosting information hosting your own git server hosting info hosting ireland hosting you hosting us meaning hosting java web application hosting your own dns hosting quotes hosting kf2 server hosting hindi meaning hosting meaning in hindi hosting japanese students hosting history hosting speed hosting his presence hosting xbox ark server on pc hosting provider check hosting xyz hosting venezuela hosting direct hosting news hosting ukraine llc hosting trial 30 days hosting 50th birthday party hosting 40th birthday party hosting 1 dollar hosting kenya hosting 99.99 uptime hosting bangladesh hosting zdarma hosting gratis 2018 hosting 1 year hosting free vietnam 8x8 hosting hosting bd hosting free wordpress hosting ukraine hosting html template hosting machine hosting 360 images hosting 110 hosting 2 websites on one server hosting europe hosting ecuador hosting z hosting 1and1 8m hosting hosting 365 webmail hosting unlimited murah hosting xml file hosting 99 hosting 4 u hosting meaning in urdu hosting 022 hosting 2 go hosting 4 less login hosting 5 archangels hosting 500 internal server error hosting 71st tony awards hosting 80th birthday party hosting 90 hosting bay hosting bg hosting firebase hosting hobart hosting in hindi hosting keywords hosting kz hosting lotus hosting meaning in marathi hosting xampp online 040hosting 6 degrees hosting 890m hosting hosting 0.01 hosting 7th birthday party hosting raja hosting raja review hosting us for dinner hosting zagreb


hotel hotel di bandung hotel di jogja hotel di malang hotel murah di bali hotel terdekat hotel di surabaya hotel murah di bandung hotel di bogor hotel di bali hotel murah di jogja hotel di semarang hotel bandung hotel murah di jakarta hotel di solo hotel murah hotel jogja hotel di puncak hotel amaris hotel alexis hotel california chord hotel bogor hotel jakarta hotel semarang hotel surabaya hotel murah di surabaya hotel yogyakarta hotel santika hotel murah di bogor hotel murah di semarang hotel murah di malang hotel solo hotel borobudur hotel seruni hotel puncak hotel pangandaran hotel cirebon hotel tentrem hotel lembang hotel kuta bali hotel red planet hotel lor in solo hotel horison bandung hotel westin hotel bintang 5 di jakarta hotel purwokerto hotel jakarta selatan hotel neo malioboro hotel golden tulip hotel whiz hotel horison hotel ibis bandung hotel kempinski hotel tangerang hotel 88 surabaya hotel harris malang hotel lombok hotel alila solo hotel padang hotel zest hotel 88 hotel tugu malang hotel king hotel california mp3 hotel anyer hotel ciputra semarang hotel taman safari hotel kediri hotel california bandung hotel kapsul bandung hotel royal bogor hotel seruni bogor hotel quickly hotel jakarta barat hotel ubud hotel horison jogja hotel narita hotel grand cempaka hotel rancamaya hotel lampung hotel ibis surabaya hotel novotel hotel kaisar hotel karawang hotel jepara hotel jember hotel 101 malang hotel fairmont jakarta hotel grand zuri hotel aston semarang hotel yellow hotel garuda hotel four point hotel yamato hotel vasa surabaya hotel oval surabaya hotel pandanaran jogja hotel neo semarang hotel 101 palembang hotel horison lampung hotel kudus hotel grandhika hotel 101 hotel ibis jogja hotel ibis malioboro hotel ibis semarang hotel adalah hotel 88 bekasi hotel grand kemang hotel 88 tendean hotel quest semarang hotel ibis padang hotel 99 hotel 626 hotel 88 bandung hotel olive hotel garuda medan hotel lombok raya hotel unik di bali hotel quest surabaya hotel olympic hotel orchid hotel zurich balikpapan hotel regina pemalang hotel fave jakarta hotel 678 hotel zam zam hotel yang ada kolam renang hotel 1001 hotel verse cirebon hotel 95 pontianak hotel omnia bali hotel fatma jombang hotel utami hotel fave bandung hotel yusro jombang hotel yehezkiel hotel zest bandung hotel eden bali hotel fave palembang hotel zodiak hotel quest bali hotel 100 ribu di tangerang hotel viva kediri hotel quality manado hotel zoom surabaya hotel zuri express hotel erlangga purwokerto hotel 01 batam hotel 48 palur hotel edelweis hotel emerald garden hotel quest hotel quest balikpapan hotel 99 sumbawa hotel zuri hotel yello bandung hotel 55 hotel 95 hotel 101 oj malang hotel 777 batam hotel 99 tbk hotel xtra bengkulu hotel 55 internasional hotel 21 hotel 2000 pontianak hotel 7 days hotel 77 poso hotel 300 ribuan di jogja hotel 01 batam center hotel 7 days premium hotel 55 internasional jakarta hotel 48 jaten hotel 77 hotel 24 jam hotel 55 jakarta pusat hotel xperia makassar hotel x one palembang hotel 200 ribuan di malang hotel 308 hotel 400 ribuan di jogja hotel 01 batam review hotel 02 bekasi hotel 4play jakarta hotel 4 lantai hotel 4848 hotel 22 sosok hotel 300 ribuan di malang hotel 02 jambi hotel xtrans cihampelas hotel 48 solo
Berbekal Plastik, Hasil Foto Kamu Bisa Keren dan Berefek Dramatis, Simak Triknya

Berbekal Plastik, Hasil Foto Kamu Bisa Keren dan Berefek Dramatis, Simak Triknya

Berbekal Plastik, Hasil Foto Kamu Bisa Keren dan Berefek Dramatis, Simak Triknya








Knowing claim process of health insurance is as important as buying one! If you still don't have a clue, then this article is a must-read for you. Health insurance has become a need for every person in India all thanks to growing medical inflation. In this article, we will throw light on how to go about buying a health insurance and claiming process. Gone are the days when we had to fix an appointment with the agent and spent hours in buying health insurance and understanding its claim process. Today thanks to the internet revolution and smartphones, buying of health insurance can be done on your fingertips. Surprised! Today all the major insurance players, be it government or private companies have a presence online. With growing awareness more and more people are using online channel with great convenience as it also offers discounts on policies when purchased online. How to buy Health Insurance Online While the process of buying health insurance might vary from company to company, it usually involves the following steps: First, log on to the company website or insurance aggregator website and click on the health insurance category on the website You will be asked to fill the following details Age Annual Income The number of family members for whom you are seeking insurance coverage for e.g. you and your parents or your wife and kids and so on. You will be asked to declare any pre-existing illness or diseases if any. Once you have filled all this information, you will get results showing a list of health insurance options that are best suited to your requirements. If you are on an aggregator website, you will see plans from different companies offering health insurance for your requirements. When you select a plan it will take you to the particular company website where you can find out other aspects of the company like claim settlement process and ratio etc. Select the health insurance plan which you believe is most suitable for you and your family. You can make the payment online on the website itself using a debit card, credit card or net banking. How to buy Health Insurance Offline Although online plans are gaining popularity for its convenience and lots of benefits and cost-effectiveness, insurance companies still have kept the option open for customers to purchase health insurance offline. All you need to do is go to the insurance company branch, select a plan, fill the paper work, submit required documents and do the payment at the branch. Points to keep in mind when buying Health Insurance Adequate coverage You should ensure the coverage offered by the health insurance plan should be sufficient for you and your family. Pre-existing diseases coverage Every health insurance company has a clause on coverage of pre-existing disease in terms of the waiting period. Check the waiting period, lesser the waiting time better will be coverage of the health insurance plan. Network hospitals under the plan The Cashless treatment facility is provided at network hospitals which offer good convenience to the policyholder. Ensure the hospital of your preference comes under the network of your health insurance plan or there are other network hospitals near your location. No claim bonus Health insurance plans offer a bonus for claim free year in terms of increase in sum assured. The bonus starts with 5% and can go up to 50% for continuous claim free years. Critical Illness rider Many health insurance plans offer critical illness rider for serious illness for which the cost of treatment is normally much higher as compared to other treatment. Ensure your plan has this rider as it will come in good use in times of crises. Exclusions Read the fine print of the policy meaning the terms and conditions. Knowing the terms and conditions and accepting it is very important to avoid unpleasant surprises during the claim process. How to Claim Health Insurance In Health Insurance, there are two types of Claim process. One is a Cashless facility which is available at the network hospital of the Health Insurance Company and other is reimbursement claim which is basically getting reimbursement for the hospitalisation expenses as per the terms and conditions. Cashless Claim The claims process for treatment at a cashless network hospital may vary as per the type of treatment, Planned or Unplanned. Unplanned medical treatment happens during the emergency case at a cashless network hospital. Let’s first see the claim process for planned treatment at a cashless network hospital The policy holder has to inform the insurance provider at least 4 days before the treatment date. A cashless claim request form should be submitted to the insurance company via post, email or fax. After this process, the insurance provider will notify the policyholder and the hospital on the coverage and eligibility. On the day of admission, the policyholder has to submit the insurance card and the confirmation letter. The medical expenses will be settled directly by the insurance company to the network hospital. Claims Process for Emergency Treatment at the Cashless Network The policy holder will need to inform the customer care of the insurance provider or TPA about the emergency admission quoting the health insurance card number. Fill the cashless request form at the network hospital and get it approved by the treating doctor. Send the cashless request form and any other required document to the insurance company. The insurance company will then send the authorization letter to the hospital notifying eligibility and coverage. The medical bills will be settled directly by the insurance company to the hospital. Normal turnaround time for authorization of request is between 2 hours to 24 hours. Let’s see the Reimbursement Claim Process If the policyholder goes for a treatment at a hospital which is not part of the network for cashless hospitalisation then he/she will need to do the reimbursement of the claim process. The policyholder will need to pay all the bills for the hospitalisation and then claim reimbursement from the insurance company. For this process, all original medical bills including other necessary documents need to be submitted to the insurance provider. The insurance company will evaluate the claim and reimburse as per the coverage offered under the health insurance policy. Documentation Although the insurance company may ask for additional documents depending on case to case, usually the documents listed below are required to be submitted. Correctly filled claim form Medical Certificate or Form approved and signed by the treating doctor. Discharge summary from the hospital Original bills and receipts Original prescription and cash memos from pharmacies Report of the treatment In an accident case, an FIR copy will be required Hope the above gives you a good idea of how to buy and claim health insurance. Understanding the claim process is vital for a seamless claim settlement, be it cashless or reimbursement.

No comments

baru

Advertiser